AI Expense Manager & On-Device Personal Finance
Coyn transforms your daily spending into actionable savings. Featuring automated transaction parsing, on-device budget forecasting, safe-to-spend runway calculations, and 100% private local storage.
Statistical Intelligence Without Cloud Privacy Leaks
Coyn processes heavy mathematical calculations and statistical models directly on your device, ensuring a smooth, fluid 60fps experience without transmitting a single byte of your financial data to external servers.
Time-Series Budget Forecasting
Projects expected next-month income and expenditures using adaptive weighting over historical transactions, helping you anticipate upcoming cash crunches before they occur.
Dynamic Safe-to-Spend Runway
Fits a predictive spending model through cumulative monthly spend velocity, calculating the dynamic safe-to-spend limit per remaining day until your next paycheck.
Recurring Expense Detection
Analyzes recurrence intervals and payment patterns across charges to uncover forgotten OTT, gym, and utility subscriptions automatically.
Expense Anomaly Detection
Calculates expected spending bounds per category. Outlier charges triggering abnormal spikes are immediately flagged to alert you to double debits or accidental overcharges.
Stop Wondering Where Your Money Went
Coyn bridges the gap between bank accounts, credit cards, UPI payments, and cash. It autonomously categorizes spending, warns you before you exceed budget limits, and provides high-clarity monthly trends.
Smart Transaction Detection
Reads bank and card transaction messages securely on-device with zero human-in-the-loop or server harvesting.
AI Expense Category Engine
Automatically attributes transactions to Groceries, Food Delivery, Utilities, Healthcare, and Subscriptions.
Private Device Security
Your private ledger never leaves your phone. Biometric fingerprint lock prevents unauthorized local access.
Pricing & Compliance Summary for Coyn
Privacy Policy
SMS read permissions strictly process transactional bank alerts locally. No personal chats or OTPs are accessed.
Read Coyn Privacy Terms →Terms & Conditions
Provided strictly as an informational financial aid. Statistical models do not constitute SEBI registered investment advice.
Read Terms & Conditions →Refund Policy
Core edition is 100% Free forever. Pro Cloud Vault subscriptions feature a 14-day money-back guarantee.
Read Refund Terms →Take Full Control of Your Finances Today
Download Coyn on Google Play and start tracking your expenses intelligently with zero invasion of your personal privacy.